3 Vital questions you MUST ask your builder before renovating!

In Renovators by G G

Its great, you are about to start, the renovation is going to look great, BUT……..

Is your home insured?

Sure, the builder has insurance & you have home and contents insurance

BUT are you insured while the renovation is being built?

These are the questions you must ask your builder –

  1. Have you insured the renovation?
  2. Have you insured my existing home?
  3. Have you insured my contents?

When the answer is NO to any of these questions, you need to ring your Home & Contents insurer and ask, when renovating, is my home….

  • Insured for theft, storm, water damage & public liability
  • Are my contents insured?

When they answer NO you need to contact us as our Renovators Home & Contents Insurance will cover you.

Renovators Home & Contents insurance is designed for homeowners who have engaged a registered builder to complete renovations or alterations to an existing home.
It covers the builders renovation & your existing home. Plus contents.

Your home has now become a building site and as far as insurers are concerned, a dangerous worksite to insure.

Which is why we were asked to design this unique product.

It comprises 3 sections:

  1. Builders Construction and Public Liability Insurance
    This covers the renovation/extension for the basic protections – fire, theft, storm, water & malicious damage together with Public Liability cover.
  2. (Existing) Home
    When renovations/extensions are over eg. $20,000 – $50,000 the home and contents insurer will suspend the home and contents policy because the home has become a building site, a dangerous & prone to theft site & until the project is completed it is outside the scope of the Home and Contents policy.
    Renovators Home and Contents will cover the (existing) home together with the Public Liability component
  3. Contents Cover
    This cover is conditional on the renovation/extension & existing home being insured. As the site is a building site, we have been able to secure an attractive contents cover.

While Renovators Home & Contents Insurance protects you against fire, storm, water, wind damage, malicious damage, vandalism and theft during your renovations or alteration works. It gives you peace of mind across your whole project, whilst protecting your most valuable asset – your home. It also protects you against third party bodily injury, death or compensation arising from the renovation or alterations.

Also your contents are part of the policy.

Don’t take the risk with your biggest investment by not fully insuring your home, renovation & contents.

Contact us on 1300 850 131