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Owner Builder Warranty (VIC)

Domestic Building Insurance

AOBIS is Victoria’s Home Warranty centre. Our size is a reflection of our skill and expertise in this ‘specialist’ area of insurance.  As underwriters with many years of Home Warranty experience we have comprehensive knowledge about the issues and safeguards. What we know will assist (you), the Owner Builder protect their long term Warranty obligations.

Home Warranty is not difficult but it can be complex, so expertise is the key. But also getting the right advice and just any advice will secure peace of mind.

AOBIS is Home Warranty Victoria central – the process is simple and straightforward so Owner Builders don’t need to tear up forests of paper work to meet statutory requirements.

Simply follow the 3 step process and Home Warranty is processed quickly.

  1. Download and complete the Home Warranty Application Form (link from downloads)
  2. Attach the following documents
    – Building Permit
    – Final / occupancy  certificate
    – Defects Reports (current)
    – Drivers Licence
  3. Send your Application Form signed and complete with the above noted supporting documents to AOBIS

When selling a property that has been owner built or renovated you may require Home Warranty insurance if:

  1. It’s a domestic building project and the value of work exceeded $16,000
  2. The construction works were ‘completed’ within the last six years of the proposed sale date.
  3. Completion date is the date of issue of the Occupancy Permit (for new dwellings) or the Certificate of Final Inspection (for additions/renovations etc). Where an Occupancy Permit or Certificate of Final Inspection is not issued, or is not required to be issued, the ‘prescribed period’ is seven years from the issue of the building permit, or if a building permit is not issued, six years from the commencement of the works.
    Owner Builders must obtain Home Warranty Insurance prior to entering into a contract to sell the property. It is not possible to include a conditional clause in the contract of sale

It is therefore critical that a Home Warranty Policy is put in place prior to signing the contract of sale. The policy does not commence until the contract of sale is signed.

PROCESS:
Step 1: Obtain a defects inspection report from an approved inspector.

Step 2: Fully complete: 

  • Application form
  • Development Approval or Building Permit
  • Certificate of Occupancy or Final Notice of Completion
  • Drivers Licence
  • Defect Inspection Report from an approved inspector with P.I insurance.

Step 3: Email your documents for approval.