About Warranty Insurance

About Home Warranty Insurance in NSW.
About Home Warranty Insurance in Victoria.
About Home Indemnity Insurance in WA.

About Home Warranty Insurance in Victoria

Some insurers like to make hard work of Owner Builder Insurances: multi page forms, multi document preparation and requirements of certificate after certificate.

AOBIS is exclusive Owner Builder. We know a thing or two about this business and how to effectively and seamlessly assess Owner Builder insurances. Our whole purpose of existence is to serve Owner Builders. After a decade of experiences and purpose built underwriting systems coupled with seamless processes, we de-mystify insurance to make it easy and affordable. At the Home Warranty stage, only one thing matters to the Owner Builder – selling the home for maximum value. So, insurance companies should not get in the way.

Online and traditonal brokerscan be found here  click here)

Owner Builder warranty is statutory warranty insurance. Home warranty Insurance is taken out by the Owner Builder in favour of the new homeowner (the purchaser of your home). It is compulsory for all residential building works carried out when:

1. The project cost (the works) are in excess of $12,000, and,

2. You (the owner builder) are selling your home within 6 years of the completion of works

Step 1: Obtain a suitable defects report. This is a special ‘Owner Builder’ report (137B of the Victoria Building Act 1993) that details structural and non structural defects. It is separate from your mandatory building inspections. In our opinion, the greater the level of detail included in the defects report the better you, as the Owner Builder, are protected during the statutory Warranty period.

1. Check they hold current Professional Liability insurance. Make a copy of the certificate of insurance. Check the expiry date. Store details in your Owner Builder file.
2. As a rule inspectors will require about a week to complete the defects report
3. The date of the defects report must be no more than 6 months before the date of the approval for insurance (so make sure the report is not too old before you send it to us)

1. Your building permit
2. Any mandatory building inspections carried out during the construction works
3. Any electrical and plumbing warranty certificates
4. Your certificate of completion or occupancy
5. And, if a pool was constructed, all details regarding the permits and inspections
6. Please check: Make sure the Owner Builder name and address on the Owner Builder building permit match the details in the occupancy or final certificate and defects report. If they don’t please email us at This e-mail address is being protected from spambots. You need JavaScript enabled to view it and let us know the circumstances.

About Home Warranty Insurance in NSW (AOBIS is an Authorized Binding Intermediary)

1. Some insurers like to make hard work of Owner Builder Insurances: multi page forms, multi document preparation and requirements of certificate after certificate. Online and traditonal brokerscan be found here  click here)
2. AOBIS is exclusive Owner Builder. We know a thing or two about this business and how to effectively and seamlessly assess Owner Builder insurances. Our whole purpose of existence is to serve Owner Builders. After a decade of experiences and purpose built underwriting systems coupled with seamless processes, we de-mystify insurance to make it easy and affordable. At the Home Warranty stage, only one thing matters to the Owner Builder – selling the home for maximum value. So, insurance companies should not get in the way.

2. You (the owner builder) are selling your home within 6 years of the completion of works

1. Check they hold current Professional Liability insurance. Make a copy of the certificate of insurance. Check the expiry date. Store documents in your Owner Builder file
2. As a rule inspectors will require about a week to complete the defects report
3. The date of the defects report must be no more than 6 months before the date of the approval for insurance (so make sure the report is not too old before you send it to us)

1. Your building permit / DA
2. Any mandatory building inspections carried out during the works
3. Any electrical and plumbing warranty certificates
4. Relevant termite treatment report/s
5. Your certificate of completion or occupancy
6. And, if a pool was constructed, all details required by the inspecto4
2. Step Two: Prepare your application (checklist)
   1. Our objective is to provide you with the fastest possible service. To enable us to do this we need to receive all of the required documents that support your application for insurance. So once you have your defects report completed it’s time to get the paperwork in order.
   2.  
   3. Check: To process your application for insurance we’ll require a completed Owner Builder Insurance Application Form–Use the checklist below to confirm you have everything you need.
   4. Completed Application Form, signed by the Owner Builder
   5. Copy of building permit issued by the local authority or building surveyor
   6. Copies of electrical and plumbing Warranty certificates issued by your registered tradesman
   7. Copy of certificate of completion or occupancy issued by your building inspector
   8. Current defects report from your building inspector
   9. If a pool was constructed, also provide construction details e.g. fibreglass or concrete

About Home Indemnity Insurance WA

1. Make a copy of the certificate of insurance.
2. Check the expiry date and record it in your files
3. The date of the defects report must be no more than 6 months old (so make sure the report is not too old before you send it to your Broker)
4. Prior to the Inspector arriving search your files for the following:
5. Your building permit
6. Any mandatory building inspections carried out during the works
7. Any electrical and plumbing certificates
8. Relevant termite treatment reports
9. And, if a pool was constructed, all details required by the inspector
10. Step Two: Prepare your application (checklist)
11. Our objective is to provide you with the fastest possible service. To enable us to do this we need to receive all of the required documents that support your application for insurance. So once you have your defects report completed it’s time to get the paperwork in order.
12. Check: To process your application for insurance we’ll require a completed Owner Builder Insurance Application Form–Use the checklist below to confirm you have everything you need.
13. Completed Application Form and attach
14. Copy of building licence issued by the local authority
15. BRB Certificate
16. Current defects report from your building inspector
17. If a pool was constructed, also provide construction details e.g. fibreglass or concrete